![]() The beginning could be rough but I could say that it is all worth it. I hope this year would motivate us more to stay disciplined yet contented on where we are right now. This all started when I began tracking my expenses in 2019 and it was a routine and knowledge that significantly changed my outlook on what's essential for me. Personally, I will start 2021 with a peace of mind knowing that I had been responsible on my finances throughout 2020 and I could intuitively make smart decisions moving forward at a young age. Some would like a spreadsheet where they can track their monthly savings rate and some would go for a tracker that could help them clear up debt. Focus would revolve around which part of account is highlighted (savings/expense/debt).Some would prefer a complex and more detailed entries while some would prefer a minimalist and more accessible approach such as salaries-expenses format or a phone app widget. Everyone has different motivations on practicing this discipline.Create a collection of practical budgeting/expense tracker or apps that fits each members' lifestyle to motivate members on managing finances diligently throughout this year.Healthy-tipid Meal Prep - saving through healthy meal prep and baon.Worth-It - a bit pricey but lasting purchase.Mas Tipid - a better alternative compared sa mga nakasanayan.Saving Strategy - sharing of personal strategies and advices.Frugal Mindset - share your philosophies, principles and disciplines about finances.Minimalism - elimination of costly and obsolete things (can be space/time saving).Poverty Finance - living strictly on essentials-only lifestyleī) Sharing Own Ideas / Authors' Strategy:.Personal Finance - for saving advice or budget feedback.If by any chance your submission (post or comment) was removed/filtered by mistake, contact the moderation team. Review the subreddit rules before posting.īased on above guidelines, this community utilizes Automoderator. ![]() For random ask / buying question, use the help thread instead.Individual post submission are mainly for sharing ideas / strategy discussions, except 2 flair types.Stay on-topic and treat others with respect.Upon entry of all details, you can review your tracker to see your business’ total income, total expenses, and net income.Hi phmoneysavers! Welcome to r/phmoneysaving, where we aim to grow through a frugal and minimalist mindset: a collection of ideas, principles and discipline for Filipinos to significantly improve financial decisions. ![]() In every expense listed, enter its corresponding amount on the same row. In every income listed, specify its corresponding amount on the same row.Įnter the specific date when an expense is incurred as well as the specific expense item.
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